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Independent risk ratings for the AI products people are actually using — scored on privacy, bias, job threat, autonomy, and lock-in.

13 products rated Last updated see what changed No vendor money
F 1 D 8 C 3 B 1
Latest rating Creative

Adobe Firefly

Trained on data it actually paid for, which is rarer than it should be. Getting back out of Adobe is the expensive part.

What changed Grade C → D risk 5.8 → 6.6(Worse)

Adobe took Firefly's Generate Music, Generate Speech, and Generate Sound Effects out of beta on August 20, 2026, routing speech through Adobe's own model or a named third party, ElevenLabs, and made the multi-step Firefly AI Assistant free to use with a daily generation allowance. That extends displacement risk from illustrators and stock photographers into voiceover artists, composers, and sound designers, and hands more of the actual editing to an agent working with less step-by-step oversight. Job threat moved from 8 to 9, autonomy from 4 to 6, and privacy from 4 to 5 to reflect audio and voice-sample data now reaching a named third-party processor.

D
High Risk
Privacy
5
Bias
5
Job threat
9
Autonomy
6
Lock-in
8

The Index

Highest risk first
F
Autonomous Tesla New

Tesla Autopilot / FSD

A $15,000 promise of self-driving that's killed people and still calls itself 'Full Self-Driving.'

Grade F held risk 7.8 → 8.2(Worse)
high risk
D
Search Perplexity AI New

Perplexity

Now ships an agent that works your files and apps around the clock, while still being sued by nearly every major newsroom.

Grade C → D risk 5.4 → 6.2(Worse)
use with caution
D
Creative Midjourney, Inc. New

Midjourney

Your prompts and pictures are public unless you pay $60 a month, and three Hollywood studios are asking a court to switch it off.

high risk
D
Enterprise Otter.ai, Inc. New

Otter.ai

The bot your colleague invited to the call, recording everyone else on a consent nobody but the host gave.

high risk
D
Chatbot Google New

Google Gemini

Google already had all your data. Now it has a chatbot that can actually use it.

Grade D held risk 7.2 → 7.4(Worse)
high risk
D
Chatbot OpenAI

ChatGPT

Knows more about you than your therapist. Reports to a company that wants to be God.

Grade D held risk 6.6 → 7.4(Worse)
high risk
D
Enterprise Workday

Workday AI Recruiting

The screening layer between you and a billion job applications, with its bias testing sealed under attorney-client privilege.

high risk
D
Surveillance Amazon

Amazon Alexa

A corporate spy you bought with your own money, placed in your bedroom, and thanked for the weather report.

Grade D held risk 6.2 → 6.6(Worse)
high risk
C
Autonomous Alphabet New

Waymo

Measurably safer than the drivers it replaces, wrapped in a 360-degree camera that never stops recording the street.

use with caution
C
Assistant Microsoft

GitHub Copilot

Your AI pair programmer that learned to code by reading everyone else's code without asking.

Grade C held risk 5.2 → 5.8(Worse)
use with caution
C
Hardware Meta / EssilorLuxottica

Ray-Ban Meta Smart Glasses

A camera and microphone worn on your face, wired to Meta. The people around you never agreed to any of it.

use with caution
B
Surveillance Microsoft

Microsoft Recall

A screenshot of your screen every five seconds, indexed and searchable. It never leaves the laptop, which is the only reason this is not an F.

moderate risk

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